Who Can Join

Any individual residing in the community who shares our values and commits to cooperative principles.

To be a member

Membership requires only ETB 4550, including the service charge.

To obtain our account number:

• Please call us using our phone number

Benefits of Membership

• Access to affordable loans and savings products
• Participation in cooperative decision-making
• Annual dividends from SACCO profits
• Financial education and training opportunities

Membership Requirements

To become a member, applicants must meet the following requirements

1. Have a genuine interest in and commitment to joining the cooperative.
2. Be 18 years of age or older.
3. Pay a registration fee of ETB 1,000 and purchase a minimum of three (3) shares at the time of membership registration. Members are also required to purchase an additional two (2) shares within one year of joining the cooperative.
4. Agree to comply with the cooperative's bylaws, rules, and regulations.
5. Have full legal capacity and not be disqualified from membership under applicable laws.
6. Pay the required administrative/service fee, with the understanding that the fee is non-refundable.